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Visa/Mastercards Etc...

jocky king

By jocky king
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jocky king Supreme Pattaya Master

jocky king

Posted
Posted (edited)

I used the credit cards Visa as my flexible friend to pay me around Pattaya but had to be careful

in case i went too far.. Years ago, i went to USA for holidays, i lost track of how much i spend,

Shocked when i got the Visa bill, over estimated than i thought.. So, i learned my lessons, i carry a little book

to keep track on Credits card spending daily, it worked out great for me ever since.. I only use Credit cards

to withdraw the money from ATM or the Banks,I dont use them to buy clothes from shops or Restaurants, Scam

oftens used that way....

Edited by jocky king
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chuckrivera Pattaya Guru

chuckrivera

Posted
Posted

I live on my credit card, but I pay my balance in full every month. I only use my frequent flyer visa and that earns me a free round trip ticket to Asia every 20 months or so.

 

I put everything I possibly can on my credit card like utility and cable bills, gym memberships and other recurring bills. If you have a loyalty or rebate card and pay the bill in full every month, it costs you $0 in interest and can save quite a bit of money.

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jonny low Platinum Pattaya Warrior

jonny low

Posted
Posted

Good poll , i hate useing my visa card because everytime i get home i think am going to pay them of fast never do .

But i pay the hotels on them and when all my cash as gone , most time the last few days of a trip i will get some cash out from the ATM.

I like the idea of making notes of what you paying for with them cheers..................

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beefy Platinum Pattaya Warrior

beefy

Posted
Posted

try not to use it as it is for emergencies only!!!

 

surprising what you can tell yourself is an emergency when its the last few days in patts!!

 

hotels lead to money for food leading to money for beer and then of course money for ladies!

 

still easy to pay off when u get home and cant be arsed with the local scene

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rob69uk Supreme Pattaya Addict

rob69uk

Posted
Posted

If you open a UK nationwide bs account they give you a visa/debit card which they do not charge you for taking money out from any ATM worldwide.

I pay my credit cards monthly but i do have £18,000 sterling credit limit which is crazy

KETAMINE JUST SAY NEIGH

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badboy15001 Pattaya Guru

badboy15001

Posted
Posted

i use it for the cash rewards, and capitalone doesnt charge international fees

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Parkwahn Supreme Pattaya Warrior

Parkwahn

Posted
Posted

I just use one to book flights and hotels in UK prior to going, then its just pocket money.

 

I never borrow to spend, borrow to invest.

 

18.9% interest and all that garbage not for me ronnie

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Scumbag Supreme Pattaya Master

Scumbag

Posted
Posted

I pay my balance off every month so that I don't have to pay interest.

 

I very rarely use it in Thailand as there is too much risk involved with doing that.

Pattaya Photos Free newbie guide to Pattaya How to get a TG a tourist visa for Australia Pattaya Weather


My moto for 2017: Don't argue with an idiot. Don't argue with.....

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chuckrivera Pattaya Guru

chuckrivera

Posted
Posted
18.9% interest and all that garbage not for me ronnie

 

If you pay your balance in full every month, your effective interest rate is 0%.

 

Ironically, that 18.9% is almost the same amount my brokerage account returns each year. I've averaged 18.1% since 2000. Not too shabby.

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Bitch Controller Extreme Pattaya Guru

Bitch Controller

Posted
Posted

I love Amex, just ask deadman.

I don't buy out the bar, I buy the nightspot.

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Panudate Extreme Pattaya Guru

Panudate

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Posted

I don't own a creditcard and never will, while they are helpful i prefer to know what i have to spend and do all my transactions in good old fashioned cash!

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caltexman Extreme Pattaya Guru

caltexman

Posted
Posted

I'm still paying my bloody card off from last december in lOS ..........it was worth it though best days of my life ever!!!!

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deadman Extreme Pattaya Master

deadman

Posted
Posted
I love Amex, just ask deadman.

i prefer mastercard! :)

Ary ba ba ba ba ba ba ba ba ba ba

 

"I kikiyat everything, I never kikiyat boom boom!"

 

lbfucker.gif

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Gobby Pattaya Master

Gobby

Posted
Posted

i use to be one of those people who thinks its dangerous to use credit cards. till i saw others using it and saw what they did to make it WORK FOR THEM!.....

 

now days i use it for everything.. i push the card to the limit without going over then i rack up the points/miles...

just think. if you do this then your credit score gets better. plus free flights and other item ( cash backs, gift cards.etc.)

 

-----

 

i will never use a credit/debit card in LOS.. thats just asking for something bad to happen imo...

 

but it sure would help my racking up miles if the girls started accepting my amex for payment.... :10:

its BETTER to be PISSED OFF then PISSED ON!!!..

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ginseng Platinum Pattaya Warrior

ginseng

Posted
Posted

Right after my divorce from my Thai wife I was $13,000 in debt. At the time i was not making much and it took about 2 years to pay off. Since then I have never put more on the card that I can't pay off in a single month. The problems really start when you can't pay off the balance, the interest alone becomes a beast you can't control.

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Parkwahn Supreme Pattaya Warrior

Parkwahn

Posted
Posted
Right after my divorce from my Thai wife I was $13,000 in debt. At the time i was not making much and it took about 2 years to pay off. Since then I have never put more on the card that I can't pay off in a single month. The problems really start when you can't pay off the balance, the interest alone becomes a beast you can't control.

 

 

How much did you have to pay your wife off ? Its never easy divorce

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ginseng Platinum Pattaya Warrior

ginseng

Posted
Posted
How much did you have to pay your wife off ? Its never easy divorce

 

It actually wasn't that bad, only a few thousand. The expenses came from trips to Thailand and buying her and her family everything under the sun. Glad that period of my life is over.

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cuthbert Pattaya Warrior

cuthbert

Posted
Posted

Run up maximum on a load of credit cards and dissapear in Pattaya . Never track you down . Get thousands of pounds in UK and just run and hide .

You can be on the right track and still get hit by a train .

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jocky king Supreme Pattaya Master

jocky king

Posted
  • Author
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Run up maximum on a load of credit cards and dissapear in Pattaya . Never track you down . Get thousands of pounds in UK and just run and hide .

 

Brilliant Idea, but where and how will you put thousands of pounds in Pattaya, Bank? bank need a copy of your passports to open an account

Then your account will traced by the credits cards people... :) Thinking of stashing thousands under your mattress, too risky with

LT pussy sleeping with one eye open :Bravo1:

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Guest sexpat

Guest sexpat

Posted
Posted
Run up maximum on a load of credit cards and dissapear in Pattaya . Never track you down . Get thousands of pounds in UK and just run and hide .

 

 

Yeah, just think how long it would take to actually work & save up $200k for retirement. :D I know I'm too antsy to wait that long!

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cuthbert Pattaya Warrior

cuthbert

Posted
Posted

Simple , just stash the money in your bank account in this country ( UK ) , Transfer it all via Western Union to a trusted Thai Girl - don't laugh there are some - then she opens bank account in her name .

 

You meet up with her and live happily ever after , cannot see any problems with that cunning plan ? :D

You can be on the right track and still get hit by a train .

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Shuggy Supreme Pattaya Master

Shuggy

Posted
Posted
Yeah, just think how long it would take to actually work & save up $200k for retirement. :D I know I'm too antsy to wait that long!

 

Hi Harris. Bye Harris.

Testicles

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