If anyone knows of an insurance carrier that will offer insurance without the "essential travel" clauses that nullify all the insurance docs I have seen.

 

Please post here so all Uk'ers can get insurance.

 

Thanks.

fuck insurance! just dont take your expensive camera gear and have access to a couple of grand in the highly unlikely event you are hospitalised or need to by a flight from cambodia or somewhere. if you are killed then you are fucked anyway

fuck insurance! just dont take your expensive camera gear and have access to a couple of grand in the highly unlikely event you are hospitalised or need to by a flight from cambodia or somewhere. if you are killed then you are fucked anyway

 

 

Here here!!

 

Bolocks to the insurance, if your staying in Pattaya only and don't behave like a knob everything is cool.... I've been 4 times without travel insurance

 

Fuck the insurance, Up the revolution!!

Problem is...its my knobs behaviour that gets me in trouble

I phoned postoffice insurance and they said basically everything is covered except for flight cancellations i.e. medical, bags etc. I think this may end up being the same for a lot of companies but the govt. warning is blanket.

trust me boys, you need the insurance. 4 years ago in patts my lung collapsed i was proper fucked for 2 weeks, cost the insurance over £20000 which i didnt have. better to be safe than sorry.

quite right juggy - if you need insurance and don't have it, you are in a world of trouble - possibly financially crippling you for life.

Sorry for repeatedlty posting this- but so many insurance posts

 

Check this for insurance

 

Wild Frontiers

 

They provide cover for places gov advise not to go- Have not checked out myself as waiting a week or so to see what happens- but anyone going very soon may be worth a look- someone has advised about £65 for signle trip

 

 

 

http://www.wildfront...s/insurance.jsf

 

"As of April 2008 we have our own bespoke insurance policy, provided by Travel & General, which will cover you for all of our trips. This insurance is available for anyone up to the age of 75-years-old (after which additional quotes may be needed), covers horse riding, mountain walking, trekking, white-water rafting and all other activities we offer as part of our tours and, most importantly, will cover you even if you travel to a region advised against by the FCO.

 

Please note this insurance policy is only available to UK residents."

got a 12 month backpacker/expat insurance policy with this company that i decided to go with after much research on the net.........cost was £232 and got back £150 in compensation for missing my flight due to the volcano.........it also covers any medical expenses that may occur due to a motorcycle accident providing the bike u are riding is less than 125cc....single trip insurance is cheaper than a round of drinks so dont take the chance.....even walkng in the street is a risk here especially when tanked up

 

 

http://www.world-first.co.uk/?gclid=CPSo4t3WvaECFcxR6wodL19r-w

 

2. £1,000 £60 CURTAILMENT

3 PERSONAL ACCIDENT

3.1 £5,000 Death

3.1 £3,000 Death (over 70 years old)

3.2 £10,000 Loss of Limb

3.3 £10,000 Loss of Sight

3.4 £10,000 Permanent Disability

4 £5,000,000 £60 EMERGENCY MEDICAL EXPENSES

4.2 £200 £60 Dental Expenses

4.4 £3,000 Repatriation body home/Burial/Cremation abroad

5 £200 Hospital Benefit - £10 per day

7 £250 £60 CASH AND DOCUMENTS

7 £150 £20 Cash Limit

8 £250 LOSS OF PASSPORT

9A £150 TRAVEL DELAY (£20>12hours, then £10 per 12 hours)

10 £600 £60 MISSED DEPARTURE

11 £1,000,000 £200 PERSONAL LIABILITY

12 £10,000 £200 LEGAL EXPENSES

I've been told that the AA will do it for £16.32

for that price youll be lucky to get a plaster put over a cut finger

 

remember the saying

you get what you pay 4

I lookes at Wild Frontiers, they will insure for travel in countries against FCO advice, only applies to UK/Ire residents.

 

The cover fpr a single trip was £75 with a £40 premium for the add on for travel to dodgy places £115 in total.

 

Actually i looked at it again and it said £110, maybe the £5 was for the fee for payment by credid card, ant way not a bad price for peace of mind.

 

The restriction has been lifted a bit now so should be OK, I am thinking of getting this insurance for my trip in July cos even if the situation is stable it could worsen and a lot of insurance companies will do anything to avoid paying.