Travel insurance

[mikeycar]

Hi All

 

Could anyone recommend any insurance providers- I've been looking online and am getting quotes form about £15- £35.

 

I'm after basic cover for my 10 day trip, not really bothered about possessions (won't be taking anything of any real value), but more for medical cover

 

Thanks

 

Mike

[Derbytony]

I always the travel insurance from the Post Office. I think you can get a discount if you do it online.

 

Paid £71 for a year inclusive of SE Asia, but not sure of cost for 10 days. May be worth checking out.

 

Cheers

 

Tony

[mikeycar]

H'mm £45 for a single trip and £67 for annual- looks a bit expensive

[Nak Muay]

go with the internet for value but expect it to take forever to get any money from them.

 

use post office and pay more but a lot easier to get any money should the worst happen

Edited April 6, 2010 by Nak Muay

[DJW]

I use Atlas Direct - its pretty cheap and had to make a claim for some medical expenses I incurred on my last trip (£60 nothing overly expensive)

 

Whilst I had to pay upfront for the Pattaya doctor's medical costs they were reimbursed after submitting a form and receipts etc with a wait of about 3 weeks. I was happy that i'd taken the excess waiver option for about £4 extra as the excess was less than my claim.

 

I've been looking at various options through money supermarket price comparison site but many companies are overly restrictive on minor pre-existing illnesses. For me Atlas disregard the daily tablets I'm on for cholesterol so I think I'll be using them again.

 

£5m medical cover policy with waiver plus other benefits cost about £25 in Jan 2010

[mousemat]

I have also used Atlas Direct - this company was recommended by a friend who is an Insurance broker as he informed me that they are very competitive on price and east to deal with should you need to make a claim.

[Mr David]

I use annual insurance with 'Direct Travel Insurance' which includes USA. Made hassle free claims in the past and they are better than the post office on a like for like basis and about £20 cheaper for the top cover.

 

http://www.direct-travel.co.uk/

[furryman]

i have used insuremytrip.com and have felt like I got a good deal.

 

They have policies from many carriers on a page that makes it easy to compare them.

Edited April 6, 2010 by furryman

[mikeycar]

Hi

 

Just got this quote via money supermarket, which seems to cover he basics, although, £150 excess

t

Cost: £11.76

Destination: Thailand

Departure Date: 25/05/2010 Single Trip, Duration: 11 Days

Medical Expenses Cover: £5000000

Personal Liability: £2000000

Cancellation Cover: £3000

Baggage Cover: £1500

 

 

As mentioned wont have any expensive items with me, will be travelling with cash and TC's, which will be kept in room safe, except for daily allowance (about 5,000BT)- so looks alright for me ??

[DJW]

Up 2 U but £150 excess wouldn't be my choice I'd rather pay an extra £10 upfront for no excess but that's risk assessment ........at the end of the day this could be the most important £15 to £30 you ever spent if something goes seriously wrong on your holiday

Edited April 7, 2010 by DJW

[mikeycar]

Hi DJW

 

Yes your right, I will keep looking

 

Cheap Charlie

[thailearner]

For my last trip I used http://www.getmy.com/travel/content/_landingpage.php

 

I have checked rates on www.travelsupermarket.com and have found if you go further down the list the the excess's do get smaller.