There Maybe A Way To Beat The 150 Baht ATM Fee

[JASONTHAI]

Guys I have been posting on a Korat forum regarding the 150 Baht ATM fee, I have 2 Nationwide cards, one I have in the UK and the other my step daughter has in LOS, she has only been charged the 150 baht fee twice in a year, yet when I am in Korat I use the same ATM's and get charged, first I thought is was because I was withdrawing more than she was but when I withdrawl the same amount I got charged, but a guy on the Korat forum states that if you followed the instructions in Thai you did not get charged but as soon as you input to use the English language they do you. So he memorised the instructions on the ATM and used it in Thai from then on without charge.

 

This could be true and it would make sense regarding why my step daughter does not get charged, have any of you guys tried it or could someone try it who's out in pattaya at the moment as this could be very good news for all of us

[Soi Six Snatch Sniffer]

Guys I have been posting on a Korat forum regarding the 150 Baht ATM fee, I have 2 Nationwide cards, one I have in the UK and the other my step daughter has in LOS, she has only been charged the 150 baht fee twice in a year, yet when I am in Korat I use the same ATM's and get charged, first I thought is was because I was withdrawing more than she was but when I withdrawl the same amount I got charged, but a guy on the Korat forum states that if you followed the instructions in Thai you did not get charged but as soon as you input to use the English language they do you. So he memorised the instructions on the ATM and used it in Thai from then on without charge.

 

This could be true and it would make sense regarding why my step daughter does not get charged, have any of you guys tried it or could someone try it who's out in pattaya at the moment as this could be very good news for all of us

thinking about it, what you said would certainly make sense. that way only falang get charged, not thais. perhaps taking ones thai lady with you to withdraw money from the atm could be a good idea now. thanks for the tip pal.

[Lykkeboden]

Whow great.

Please post if that is correct, it would be awsome.

[JASONTHAI]

thinking about it, what you said would certainly make sense. that way only falang get charged, not thais. perhaps taking ones thai lady with you to withdraw money from the atm could be a good idea now. thanks for the tip pal.

 

Cheers BigReg just make sure you don't let her know your pin number, you should enter this yourself, the last thing I want is a post about a BG withdrawing all the money from a farang account, I hope it works as this could be a early Xmas present for all of us, but I agree it does make a lot of sense

[gogo dog]

Jason, if you use the bank of Ayudhya or Aeon ATMs there is no charge for using a Nationwide debit card.

[Luv2Phuket]

I think it may be worth 150 baht NOT to have a BG with me at the ATM! It's hard to claim that I only have 1500 baht when she helps me withdraw 10,000 baht! LOL

 

On a serious note, I hope this works -- could be a nice way to save a little money! Good luck!

[Mavrick]

I've used several different bank /credit card with Bank of Ayudhya and I've never been charged the 150 fee.

[Bitch Controller]

But then i have used the exact same ATM right after Mavrick and been charged. Go figure.

[LaaMok]

I am with Barclays and its says that they are in the ATM global alliance

 

when i type in Sattahip,

 

it says Siam City Bank is part of it

 

http://visa.via.infonow.net/locator/global/jsp/SearchPage.jsp

[JASONTHAI]

Jason, if you use the bank of Ayudhya or Aeon ATMs there is no charge for using a Nationwide debit card.

 

I used the bank of Ayudhya the last time I was in pattaya and I was charge 150 Baht maybe you are one of the lucky ones ?

[JASONTHAI]

I've used several different bank /credit card with Bank of Ayudhya and I've never been charged the 150 fee.

 

You have to much money bro give me some of your cards

[JASONTHAI]

But then i have used the exact same ATM right after Mavrick and been charged. Go figure.

 

BC this is the same point I am making, it's strange that some get charged but not others ?? there has to be an answer to why this is

[Bagel]

...perhaps taking ones thai lady with you to withdraw money from the atm could be a good idea now.

 

In my experience taking a lady to the ATM normally costs me a hell of a lot more than 150 baht

[Lykkeboden]

If you can get help a lady you trust, or only withdraw a small sum, say 2000 baht. The risk shouldn't be so high. Beaware of hiding your pincode.

 

Cheers

[leeds]

why is it that where all complaining about thai banks charging 150bt to withdraw cash.when uk and other countries banks have been doing this for years and also adding a charge for currency exchange .WHY DIDN,T WE MOAN ABOUT THEM DOING IT YEARS AGO ? ANSWERS PLS

[maimeepanhaa]

<br />why is it that where all complaining about thai banks charging 150bt to withdraw cash.when uk and other countries banks have been doing this for years and also adding a charge for currency exchange .WHY DIDN,T WE MOAN ABOUT THEM DOING IT YEARS AGO ? ANSWERS PLS<br />

<br /><br /><br />

 

Because the fee is ridiculously high

[Soi Six Snatch Sniffer]

Cheers BigReg just make sure you don't let her know your pin number, you should enter this yourself, the last thing I want is a post about a BG withdrawing all the money from a farang account, I hope it works as this could be a early Xmas present for all of us, but I agree it does make a lot of sense

I know you are only looking out for me jase but trust me no Thai lady will ever know my pin no. I AM A YORKSHIREMAN......

[Jonny5]

ive a nationwide card and the only bank in pattaya that i found does not charge is the yellow 1 outside R-Con. but im up north so will try the ways already posted and let you know

[SlickMonkey]

Get a Charles Schwab account and they refund all ATM fees.

www.Schwab.com

[Matrix]

I for one dont understand this.

I mean how many times do you guys go to the ATM during a 2-3 weeks holliday??

 

My self,i go 2 maybe 3 times a week,thats 300-450thb,so that means you are "loosing" about 600-1350thb.

 

I for one dont think that is much,knowing that your money stays safe on the account.

 

And further more,some guys that are complaining about a 150 thb withdrawal fee,can sit in a gogo bar, throwing ping pong balls at the girls of a value of 1000´s of baht during their stay.

[Luv2Phuket]

Get a Charles Schwab account and they refund all ATM fees.

www.Schwab.com

 

 

Do you know if they charge a foreign transaction fee?

 

As I understand it, US banks charge a foreign transaction fee (typically $5) in addition to their own fee for non-affiliated ATM use + the other bank's fee.

 

If Schwab can help me avoid all of those fees, I may have to sign up!

[JASONTHAI]

I for one dont understand this.

I mean how many times do you guys go to the ATM during a 2-3 weeks holliday??

 

My self,i go 2 maybe 3 times a week,thats 300-450thb,so that means you are "loosing" about 600-1350thb.

 

I for one dont think that is much,knowing that your money stays safe on the account.

 

And further more,some guys that are complaining about a 150 thb withdrawal fee,can sit in a gogo bar, throwing ping pong balls at the girls of a value of 1000´s of baht during their stay.

 

Yea but if you come 4/5 times a year it adds up 5000 - 7000 baht is a lot of money to pay for ATM fee's for a year when you did not pay anything before

 

Agree with you about the ping pong balls, I rather put a 100 baht note around my cock with a rubber band and tell the girls who every can get it off with there mouth wins the money

[blue1878]

I for one dont understand this.

I mean how many times do you guys go to the ATM during a 2-3 weeks holliday??

 

My self,i go 2 maybe 3 times a week,thats 300-450thb,so that means you are "loosing" about 600-1350thb.

 

I for one dont think that is much,knowing that your money stays safe on the account.

 

And further more,some guys that are complaining about a 150 thb withdrawal fee,can sit in a gogo bar, throwing ping pong balls at the girls of a value of 1000´s of baht during their stay.

Hi Matrix

I can see where your coming from but how many times a week you use the ATM's depends on what your daily budget is.

In july/August I will be in Pattaya for 20 nights/days. If I budget to spend 6000B a day I'll need about 120,000B. This means I'll have to make 12 withdrawals because my daily limit is 10,000B. So 12 withdrawals equal about 4 visits a week. So that would mean 1800B in withdrawal fees.

And if I budget for more than 6000B a day I'll be making more than 4 visits a week.

Edited March 10, 2010 by blue1878

[malcyx]

I dont mind the charge, 150 baht,...

you dnt have to use them much if you have safety deposit box..

[forestred]

I've been told that if you have a visa debit card and go to one of the places that changes money or travellers cheques you don't get charged the 150 bt.

I know I never got charged when I used my credit card at those places before but I never had to use my visa debit card.

May be worth a try ?