Accident Insurance for long term expats

[digitalbanana]

For those staying long term in Thailand, what do you use for accident insurance? I'm from UK and wondering what are the value choices? I'm looking more for medivac and accident insurance more than general health.

 

Also been out of UK so long, if I get sick here, can I just get on plane and get treated in UK cheaper thro public services?

[hedonist]

A lot depends on your status back in the UK

OFFICIALLY the rules are if you have been out of the country for more than a year, you are not entitled to free non-emergency treatment on the NHS

This order has been in place since the Major government in the late 80's

There are probably ways round this, but i sure wouldnt like to fly a minimum of 13 hours with some illness, hobble into an A&E only to be told i will be charged for any treatment.

Remember the key words are "Non-emergency"

 

Hedonist

[digitalbanana]

Thanks, didn't know that as been out UK since Thatcher years. Any good insurance for international travel available from UK? I've been using Thai Bupa but they seem pricey if I want medivac included. Til now been using Bupa Accident and SOS medivac, but looking for all in package if a good price? My mates in Oz seem to get it around 1000USD /per yr Ozi Medicare or something, but Bupa is closer to 3 times that for me. 1000USD /yr would be ok for me.

[saratoga]

Personally I would recommend you go to Bangkok Pattaya hospital and have chat with them about your needs. They're a little more expensive, however they tell you exactly what you get and there it is in plain english on the documents they provide you with.They are also well recognised by other hospitals incase you find yourself in need of care in some remote part of Thailand.

Whatever you do and whoever you decide to go with, make sure you read the fineprint and have it explained to you.

[blueboy0510]

from the UK Amex do a fantastic long term plan for a year long term trip anywhere but USA you get full cover for £230, that was based on my age (42)

 

goes up as you get older but it is a fully comprehensive plan

 

I would guess amex do the same plan globally??