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Holiday Insurance


blue1878

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For a long time I visited Pattaya 2 times a year.  And I would take out a 12 month holiday insurance.

Since 2016 I am only able to take One holiday a year(hopefully in the future that will change).  Whilst I can only visit one time a year I will be going in December for one month.

In 2016 and 2017 I took out my holiday insurance in November.  And the insurance basically just covered the duration of my holiday plus a couple of days before the trip and 2 days after the trip ended.

I have already booked and paid for my flights for this December/January.  Should I really be looking to take out holiday insurance before November and should the insurance be for a lot longer than the month I'll be spending in Thailand.  Im only asking because something might happen before I fly out to Thailand causing me to cancel.  I have no reason to cancel but you never know what will happen in the future.  And I wouldnt want to lose the money I paid out on my flights

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It will depend on where you buy your insurance, but generally you only pay for the actual duration of your holiday. The cancellation cover that they give you prior to take-off is not included in the total number days.

So normally it's best to buy the insurance as soon as you book. You should of course check the details before doing so.

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8 hours ago, KittenKong said:

It will depend on where you buy your insurance, but generally you only pay for the actual duration of your holiday. The cancellation cover that they give you prior to take-off is not included in the total number days.

So normally it's best to buy the insurance as soon as you book. You should of course check the details before doing so.

This is correct, for Australians at least.

The insurance is for your travel dates only and does not cover before you leave or after you return. But, if something happens after you take the policy, but before you leave (such as you get diagnosed with something new and you can't travel), then the insurance will cover the cancellation costs.

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9 hours ago, MidniteM said:

This is correct, for Australians at least.

The insurance is for your travel dates only and does not cover before you leave or after you return. But, if something happens after you take the policy, but before you leave (such as you get diagnosed with something new and you can't travel), then the insurance will cover the cancellation costs.

In the next few days I will buy my holiday insurance.  

As you get older you stat to think about stuff you would never consider in your younger days

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6 minutes ago, blue1878 said:

In the next few days I will buy my holiday insurance.  

As you get older you stat to think about stuff you would never consider in your younger days

Yes , like having to consider , should you take Viagra or Cialis to give you the best boner.:rolleyes:

Philosopher Ortega y Gassett:

" When the heart rules the head , passion takes over reason "

image.png.6eb5df3c4b99a4189996c2a21d8f14af.png

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Get your insurance as soon as you have booked your flight/holiday, surprised people even need to ask to be honest

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In the next few days I will buy my holiday insurance.  
As you get older you stat to think about stuff you would never consider in your younger days
I'm young, but I don't take any chance when it comes to travel insurance. It sucks getting hospitalized anywhere in the world, even worse when it's not in your own country and having to worry paying for the bills...

Sent from my VTR-L09 using Tapatalk

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With travel insurance you book for the holiday period only. With Annual travel insurance, an insurance company told me once you don't want to start it the day of your trip as you won't be covered for flight cancellations you've purchased prior to that.

 

So, to be safe buy the travel insurance when you've booked your flight for the holiday period only.

 

Plus, read the policy doc incl exclusions and ideally speak to the company on the phone to confirm

 

 

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