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Advice on bike insurance please


earicome

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I would like some advice on insurance on the standard 125 or quad bike. Many people I know that live in Patts do not have insurance as it is not so much of a fineable offence from the BiB as farangland, not even sure it is an offence, and if insurance is included when hiring is it actually worth a shit if you have to claim? How do you go about making sure you are insured by taking out insurance in farangland in advance because I would not like to be in the situation where I had an accident and face angry thai's demanding payment for damage that has probably been present for years.

 

Any advice appreciated

 

Eari

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Simple really make sure you tell your Insurance company back Home you want cover to Ride a Motor Bike up to say Xcc

 

You have options regarding Cover Accident Hospital Bills etc but you must make sure you do not drink and wear a Helmet otherwise it is INVALID

 

You can also get Third party cover in case another party claims from you

I use Arriva with my chosen options

 

In Thailand do not hand over passport if they insist walk or give them a copy

I always get added Insurance with Bike Hire people probably as you said worth Shit but for the sake of a few Hundred Baht I have a bit of paper from them saying I have extra cover

 

Easy to not bother as some of you mates are doing but what happens if it goes Pete Tong ? Being in the Shit in the LOS is not for the faint of Heart so my advice DO BOTHER

 

Hope the above helps

 

Ghosty

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Thats useful input and I will look into arriva thanks

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